One of the biggest advantages of a VA home loan is the ability for eligible veterans and service members to purchase a home with no down payment and no monthly mortgage insurance. However, many borrowers will pay a one-time VA…
When comparing a conforming vs. jumbo loan, California homebuyers may also encounter a third mortgage category: the high-balance loan. Understanding the differences between conforming, high-balance, and jumbo loans can help you determine which financing option may be appropriate when purchasing…
One of the most common misconceptions about VA loans in California is that the property must have a completely clear pest inspection report before the loan can close. That is not always true. While VA loans in California generally require…
Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership…
Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes all year long but there are certain times of the year when more transactions are…
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can also be a stressful and lengthy process. This guide can help you stay on track and in your new home…
