Helping veterans and active-duty military members purchase homes throughout Folsom and the Sacramento region.
At Inner Circle Mortgage, we’re proud to be a veteran-owned mortgage company helping veterans use the home loan benefits they earned through their service.
Why Veterans Choose VA Loans
VA loans offer unique benefits that can make homeownership more affordable.
• Zero down payment options
• No monthly mortgage insurance (PMI)
• Competitive interest rates
• Flexible credit requirements
Current VA Loan Benefits
Many qualified veterans can purchase a home without making a down payment and may be able to reuse their VA benefits multiple times throughout their lives. Including having multiple VA loans out at once.
Common VA Loan Myths
Myth: VA loans take too long.
Reality: VA loans can often close just as quickly as conventional financing when properly structured. We routinely close VA loans in 17-21 days.
Myth: Sellers won’t accept VA offers.
Reality: Strong buyers using VA financing successfully purchase homes throughout Folsom and Sacramento every day. We proactively walk sellers and listing agents through the benefits of accepting a VA offer to ease their mind and help put our veterans offers’ at the top of the list.
Myth: You need a clear pest inspection to get a VA loan
Reality: In CA this isn’t the case, you only need a clear termite report, confirming there is no active termites on the property. This is a common myth that we walk people through to help get their offer accepted.
Why Work With a Veteran-Owned Mortgage Company
As a veteran-owned mortgage company, we understand the value of the benefits you’ve earned through your service and are committed to helping military families navigate the home financing process with confidence. As we have personal, first hand experience in the VA home loan process.
Meet Andrew Hannah
Andrew Hannah is the Broker/Owner of Inner Circle Mortgage and a United States Air Force Veteran, who proudly serves veterans and homebuyers throughout Folsom and the greater Sacramento region.
Ready to Explore Your VA Loan Options?
Contact Inner Circle Mortgage today to discuss your eligibility and home financing goals.
