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Headshot Dano Natoma

Dano Graves

Mortgage Consultant
NMLS#: 1942698
DRE#: 02097128

Phone: (916) 990-5091
dano@innercirclemortgage.com

Hello, welcome to my page.

I come from a family that has been involved with Real Estate for multiple generations. I grew up in Folsom, CA, where Instead of attending daycare as a young child, I was riding around town on my rollerblades to hand out “open house flyers” for my mother. This, of course, was before the internet.

 After graduating from Folsom High School in 2011, I attended the United States Air Force Academy where I served in the military for two years. From there, I was offered a Division 1 scholarship to play football at Cal Poly. There I met my wife, Heather. She was on Cal Polys’ beach volleyball team. Shortly after my senior season, I was offered a job as the Quarterback’s Coach for the university. I coached there for 3 seasons prior to getting into the mortgage industry in December of 2019.

I put an emphasis in translating my coaching skillset into helping homeowners understand the homebuying process. There are a ton of uncertainties when purchasing a home, so my goal is to educate and coach homebuyers so that they feel confident in the homebuying process.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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